Burns, Tennessee

Closing Attorney & Title Services in Burns, TN

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Buying · Selling · Burns, Tennessee

The 37029 ZIP code covers more than forty square miles of Dickson County and the town under four, with the City of Dickson wrapped around three sides of it, so the first thing to settle about the house under your contract is whose line it sits inside - the town's, Dickson's or only the county's - because that decides who taxes it and whose zoning governs it.

For the same fee a title company charges, Vanderpool Law offers four complimentary services to every buyer and seller, before you sign or after: contract review, a preliminary title search, a preliminary settlement statement, and a savings check. All you have to do is ask. Plain English, here in Burns.

Burns, Tennessee Since 2002 15,000+ closings 5★ Google-rated

In short: Vanderpool Law is a law firm that closes for buyers and sellers in Burns, Tennessee, for the same fee a title company charges. It also offers four complimentary services to every buyer and seller, before you sign or after: contract review, a preliminary title search, a preliminary settlement statement, and a savings check. Send us the contract, ideally before you sign. The contract review is complimentary when we handle your closing - all you have to do is ask.

Three things nobody tells you before a Burns closing

  • The attorney at a title-company closing does not represent you, and some title companies now have you sign a disclaimer saying so.
  • The Tennessee REALTORS contract has a line for the buyer's closing agency and a separate line for the seller's; each side chooses its own.
  • Vanderpool Law closes for the same fee a title company charges. The difference: ask, and it reads your contract first and works for you.

Burns at a glance

County
Dickson County; the county seat is Charlotte, where the deed is recorded and the Chancery Court sits - not Dickson, and not Burns ‡
Register of Deeds
Shelly Yates, Dickson County Administration Building, 4 Court Square, Charlotte, TN 37036 ‡
Recording
Electronic recording through Simplifile, CSC and ePN; the office publishes no turnaround time, and its online record search is by paid subscription ‡
Transfer tax
37 cents per 100 dollars of the price or the value, whichever is greater (Tenn. Code Ann. 67-4-409) ‡
Home value
$419,400 median value of owner-occupied homes across ZIP 37029 - what owners told the Census survey (2020-2024), not a sale price ‡
Population
1,910 inside the town by the state's certified estimate for 2026 (1,468 at the 2010 census); about 6,400 people across the whole 37029 ZIP (Census survey, 2020-2024) ‡
Property tax
Inside the town, a Burns tax bill (rate .3333, due December 1 and delinquent after April 1) on top of the Dickson County Trustee's bill ‡

Closing in Burns

Say you have found the house in Burns - a new one off Highway 96, or an older place on Church Street, or a few acres out toward the state park - and the contract is signed or about to be. The form in front of you is the statewide one, and it has nothing to say about what makes a Burns closing its own: a post office name that reaches far past the town line, a deed that goes on record in Charlotte rather than Dickson, a town rule that ties the size of a lot to whether it has sewer, and a county charge on every new house that has to be paid before the permit. Each answer sits in a public office. The job is to get them while the contract still gives you room to act on them. Buying your first home? The road from offer to keys →

Begin with the line, not the mailbox. The post office puts Burns on every 37029 address, and that ZIP takes in more than forty square miles of Dickson County; the town is under four. The City of Dickson borders Burns on the southwest, west and northwest, so a house along Highway 47 or Highway 96 can be inside Burns, inside Dickson, or inside neither and answer only to the county. Which one it is decides who taxes the house, which zoning ordinance governs what you can build, and which planning commission approved the subdivision. The town posts an interactive zoning map, updated August 2026, and the county's growth-plan map, updated July 2026, on its boards page; a few minutes with those and the parcel number settle it. One wrinkle at the edge of town: when Burns annexes a parcel the county already zoned as a planned development, the owner has ninety days to hand the town the county-approved plans, and the town carries them forward - so a new section may have been built under county rules even though the mailbox now says Burns. Send Vanderpool Law the address with the contract, and we tell you which side of each line the house is on before you sign. ‡‡‡‡‡

Whichever line it sits inside, the deed does not stay in Burns. It goes on record at the Dickson County Register of Deeds in the Administration Building on Court Square in Charlotte, the county seat - a smaller town than Dickson, and the one that keeps the county's books. The Register takes electronic recording through three vendors, so nobody drives to Charlotte on closing day, but every plat, easement and old deed behind your lot is a Charlotte record, and the office keeps its online search behind a paid subscription. Ask to see the recorded documents themselves rather than a summary; a preliminary title search from Vanderpool Law reads those books before you are committed, and all you have to do is ask. The Register also offers a sign-up that alerts you when anything is recorded against your name; if you are keeping land in Burns you do not live on, it is worth the two minutes. ‡‡

Now the ground under the house. The town's zoning ordinance assumes every development inside Burns can reach public sewer, and every minimum lot size in it rests on that assumption. A lot that does not use public sewer has to be at least forty thousand square feet - nearly an acre - unless it was already a lot of record, and any septic system on it is approved by the Tennessee Department of Environment and Conservation, not the town. The town's subdivision rules go further: a preliminary plat has to show percolation tests, wells, springs, sinkholes and rock outcrops, so those papers exist for any section platted since 2010. Water in Burns most likely comes from the Water Authority of Dickson County, which serves about three-quarters of the county's land and people, but water at the tap does not prove a sewer line at the road; the Authority answers that only through its availability inquiry, which needs the address and the parcel number. On a house with a tank, get the state's septic permit from TDEC's online records, and on acreage outside the town, read the recorded plat for a note barring soil absorption fields - the county's subdivision rules allow one. Do both before the inspection period closes. ‡‡‡‡‡‡

Much of what sells in Burns now is new. DSLD Homes is building Hickory Cove off Florence Cove and Augusta Way in 37029 - three to five bedrooms, roughly 1,400 to 1,850 square feet, the builder's October 2026 price list running through the three hundred thousands - and its own page describes the location as Dickson, five minutes from downtown and under ten from I-40, which is exactly the town-or-city question above. A builder's sale usually comes on the builder's own contract rather than the Tennessee REALTORS form, so read its closing clause and its warranty before you sign, not after. Two things apply to every new house here. Dickson County collects an Adequate Facilities Tax on new residential construction inside the limits of Burns as well as in the county, a dollar for every heated or cooled square foot, due before the building permit issues; ask whether it has been paid and put the answer in the contract. And the town holds a performance bond for a subdivision's streets and drainage until they are finished, while a driveway onto an existing road, on any lot created after June 28, 2010, has to meet the town's sight-distance table. Before you commit, read the recorded plat for drainage easements and open-space lots, ask who will own the common areas once the last house sells, look the address up on FEMA's map - the town regulates floodplain by FEMA's study and map panels dated September 25, 2009 - and confirm the school zone with the district's zoning office rather than the sales brochure. ‡‡‡‡‡‡‡

Then the money. Inside the town limits there are two tax bills on two calendars. The Town of Burns bills at a rate of .3333, due December 1 and delinquent after April 1, payable online or at Town Hall on Church Street. The county bill comes from the Dickson County Trustee, in Charlotte or on Henslee Drive in Dickson, at the levy the County Commission set on June 2, 2025 for the year from July 1, 2025 - one dollar and sixty-nine cents per hundred - and state law makes it payable from the first Monday in October with interest from March 1. The Tennessee REALTORS contract splits the year's taxes at closing, and the split is only as good as what everyone knows has been paid, so on any closing between October and April, ask for a receipt from each office. Buying acreage? Greenbelt does not follow the land to a new owner. You file a fresh application with the county assessor in Charlotte by March 15, the tract has to qualify - fifteen acres for farm or forest land, three for open space - and land that leaves the program owes rollback taxes for three years, or five for open space, so settle in the contract who pays a rollback. The state transfer tax of 37 cents per hundred dollars falls on the buyer under the standard form. ‡‡‡‡‡‡‡‡‡ Who pays which closing costs in Tennessee →

We have done this before, for buyers and for sellers. We know that convenience is a primary consideration when the closing office is not around the corner, so we make it convenient. We have mobile notaries who come to your kitchen table. In most cases, depending on your particular situation and, if you are buying, your lender, you can close with a remote online notary, which works like a Zoom call except that you are signing. And in special cases we come to you ourselves. Distance is a logistics problem, not a representation problem.

The neighborhoods of Burns

Hickory Cove

DSLD's new section off Florence Cove and Augusta Way, with a model at 101 Florence Cove and homes of three to five bedrooms. The builder's page calls the location Dickson; the recorded plat says which town, if any, the lot is in, and that is the document to read with the contract.

The Highway 96 corridor

State Route 96 runs two and a half miles northwest to U.S. 70 and eight miles southeast to I-40 at Fairview, and along it sit the post office, the bank, the elementary school at 3201 Highway 96 and most of the town's businesses. The town expects the I-840 and I-40 junction nearby to drive its growth, so a house on this road is the one most likely to have a planning agenda next door; ask what has been filed before you buy.

Church Street and the depot

Town Hall is at 2717 Church Street, in the oldest part of Burns, which began as Mile Post 36 on the railroad out of Nashville and became Burns Station after the Civil War; the depot stayed a stop until about 1970 and then served as the first town hall. Lots here are inside the town, under town zoning, and the sewer-lot rule applies - so on an older house, ask which system it is on.

Highway 47 toward Dickson and White Bluff

State Route 47 passes through the center of town, five miles west to Dickson and seven northeast to White Bluff, and Dickson's city limits meet the town along this side. In July 2025 the town deeded a corner at Highway 47 and Maple Grove Street to the county to enlarge the convenience site there. On this stretch, confirm which city a parcel is in before the taxes are split.

Around Montgomery Bell State Park

The park's 3,782 acres - three lakes, a lodge, a golf course, a campground and some forty miles of trail - have belonged to the state since 1943, so the woods behind a park-side lot will stay woods. The land around it is county land under county zoning, often on private subdivision roads; the County Commission took the Montgomery Bell Pointe roads onto its map in August 2026, but until the county accepts a road, the owners along it pay for it.

Country tracts in 37029

Most of the ZIP's forty-odd square miles lie outside the town, and the median home value across it, from the Census survey for 2020 through 2024, is well above what the new sections in town list for. Out here the county's zoning resolution and subdivision rules govern, septic is the state's call, and the new owner applies for greenbelt again. Pull the parcel before you price your plans for it.

Three steps, and the first one is yours

  1. Send us the contract

    Signed already or still deciding, send Vanderpool Law the contract on your Burns house and ask for a contract review. It is complimentary when we handle your closing; all you have to do is ask.

  2. We read it and tell you what it says

    Vanderpool Law reads it line by line and puts each clause in plain English, so you know what you are agreeing to while there is still time to do something about it.

  3. You close with Vanderpool Law on your side of the table

    On closing day, when you ask, Vanderpool Law sits on your side of the table, under a signed engagement letter, and answers your legal questions as your lawyer. You leave closed, understood and represented.

Title services included - and Vanderpool Law on your side of the table

On a Burns closing, Vanderpool Law handles the title work - the title search, the title insurance, the escrow and the closing itself - for the same fee a title company charges. The difference is that Vanderpool Law is a law firm: it represents you at the table, and it offers four complimentary services to every buyer and seller, before you sign or after: contract review, a preliminary title search, a preliminary settlement statement, and a savings check. All you have to do is ask.

  • A title company cannot give you legal advice. Tennessee's law on the practice of law ends its first sentence plainly: "nor shall any association or corporation engage in the practice of the law or do law business, or both." ‡
  • The attorney at a title company's closing table does not represent you, and some title companies now ask you to sign a disclaimer that says so. Vanderpool Law puts the opposite in writing: an engagement letter that says we represent you.

Who pays what at a Tennessee closing

Unless the blanks in your contract say otherwise, this is where each cost lands. Only the transfer tax is set by law; everything else is a line in the contract, and every line can be negotiated - which is why Vanderpool Law wants to read it before you sign.

CostWho pays unless the contract says otherwise
Transfer tax on the deedBuyer - the only closing cost a Tennessee statute assigns ‡‡
Mortgage tax and recording the deed and deed of trustBuyer ‡
Buyer's closing feeBuyer ‡
Deed preparation and the seller's closing feeSeller ‡
Paying off and releasing the seller's mortgageSeller ‡
Owner's and lender's title insuranceA blank in the contract. Middle Tennessee custom on a resale: the seller pays both; on new construction the buyer usually does ‡‡
Property taxes for the yearSplit - prorated to the day of closing ‡
Association duesSeller, through closing ‡
Agents' commissionsNegotiated - since August 17, 2024, in written agreements and the contract ‡

Included with every closing

Four complimentary services — before you sign or after.

For every buyer. For every seller. All you have to do is ask.

Included*

Preliminary Title Search

Run before you sign or list. Catches most title problems while you still have options — not 24 hours before closing, when you don't.

Included*

Contract Review

Vanderpool Law reads it line by line and translates every clause into plain English. So you know exactly what you're signing — before you sign it.

Included*

Preliminary Settlement Statement

Every number, days before closing day. No surprises at the table. No "wait, what's this fee?" moments. Just a clear picture, early.

Included*

Savings Check

Forward a quote from your lender, inspector, or insurance agent. We'll tell you if it's in line — or worth a second call. We don't sell any of those services. We just know what fair looks like.

* See the rules — what's included, when, and how.

✉️ Contact us online

Planning what happens to the house? Estate planning in Burns →

Why Vanderpool Law, here

  • A Burns question can take four offices to answer - the town's building inspector, the county's planning office, the Water Authority in Dickson and the Register in Charlotte. Ask Vanderpool Law and you get one answer, with the parcel's town, sewer status and plat read against your contract while you can still act.
  • On a new house off Highway 96, you see the builder's contract, the recorded plat and the county's Adequate Facilities Tax receipt side by side before you sign, not explained to you after.
  • Buying acreage past the town line? The septic permit, the greenbelt filing and any private-road agreement belong in the contract in writing. Vanderpool Law puts them there, and the complimentary contract review is yours for the asking.

Vanderpool Law · 256 Seaboard Lane G-104, Franklin, TN 37067 · Call the office

Questions people in Burns ask us

Is a Burns, TN 37029 address inside the town of Burns?

Often not. The 37029 ZIP covers more than forty square miles of Dickson County and the town covers under four, with the City of Dickson bordering it on three sides. Whether the house is in Burns, in Dickson or in the county alone decides who taxes it and whose zoning applies. The town posts an interactive zoning map on its boards page; check the parcel there before you make an offer. ‡‡‡

Where is a deed recorded for a house in Burns, TN?

In Charlotte, the county seat, at the Dickson County Register of Deeds in the Administration Building on Court Square. The office takes electronic recording, so the closing can happen anywhere, but every deed, plat and easement on Burns property is a Charlotte record, searched online by subscription. Ask, and Vanderpool Law runs a preliminary title search of those books before you are committed. ‡‡

Does Burns, TN charge a city property tax, and when is it due?

Yes, inside the town limits. The Town of Burns bills at a rate of .3333, due December 1 and delinquent after April 1, separately from the Dickson County Trustee's bill, which state law makes payable from the first Monday in October. On a fall or winter closing, ask the seller for a receipt from both before the taxes are prorated. ‡‡‡

Is there public sewer in Burns, TN, or is it septic?

Both exist. The town's zoning ordinance assumes public sewer and requires any lot without it to be at least forty thousand square feet unless it is an existing lot of record, with the septic system approved by the state environment department. The Water Authority of Dickson County will say whether a given address has water and sewer, through an inquiry that needs the parcel number. Find out which the house has before the inspection period ends. ‡‡‡

What should I check before buying a new construction home in Burns, TN?

Four things. Whether the county's Adequate Facilities Tax - a dollar for every heated square foot, due before the building permit - has been paid. The recorded plat, for drainage easements and open-space lots, and who will own the common areas when the builder leaves. The closing clause and warranty in the builder's own contract, which may not be the Tennessee REALTORS form. And the school zone, from the district rather than a listing. ‡‡‡‡

How do I check if a Burns, TN house is in a flood zone?

Look the exact address up on FEMA's flood map. The town's floodplain rules adopt FEMA's flood insurance study and map panels dated September 25, 2009, and the planning commission weighs flood-prone ground before it approves a plat. If the map flags the lot, get an insurance quote before your offer, not after. ‡‡‡

Does greenbelt transfer when you buy land near Burns, TN?

No. The new owner files a fresh application with the Dickson County Assessor in Charlotte by March 15, and the land has to qualify: fifteen acres for agricultural or forest land, three for open space. Land that leaves the program owes rollback taxes for three years, or five for open space. Put in the contract who pays a rollback before anyone signs. ‡‡

This month in Burns

Updated October 2026

  • Town of Burns tax bills are due December 1 and delinquent after April 1; the county's bill is payable from the first Monday in October. Closing this season? Put in writing who pays each one. ‡
  • The town's interactive zoning map was updated in August 2026 and the county growth-plan map it links to in July 2026. Buying near the edge of town? Those two maps say whose rules the lot is under. ‡
  • On August 17, 2026 the County Commission accepted the private roads in the Montgomery Bell Pointe subdivision as county roads. If your new house is on a road the county has not yet accepted, the owners along it maintain it until the county does. ‡
  • The county's property tax levy for the year that began July 1, 2025 was set at one dollar and sixty-nine cents per hundred on June 2, 2025. Read the rate off the current bill before the proration is figured. ‡

Ask Vandy about Burns

A plain-English question about a contract, a closing, a will, or anything else in Tennessee law. Jim reviews every answer that looks like real advice and follows up personally.

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★★★★★ Carlos T., Realtor, Brentwood

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Vanderpool Law · 256 Seaboard Lane G-104, Franklin, TN 37067 · Call the office

Sources

  1. Burns, Tennessee - Wikipedia (accessed 2026-10-15)
  2. Dickson County, Tennessee - Wikipedia (accessed 2026-10-15)
  3. Montgomery Bell State Park - Wikipedia (accessed 2026-10-15)
  4. Burns - Municipal Technical Advisory Service (MTAS), University of Tennessee (certified population, charter) (accessed 2026-10-15)
  5. Town of Burns, TN (history, tax rate and due dates) (accessed 2026-10-15)
  6. Building and Zoning Codes, Planning Commission, zoning map and growth plan map - Town of Burns, TN (accessed 2026-10-15)
  7. Zoning Ordinance of Burns, Tennessee (Ordinance 184, adopted December 3, 2007, last amended January 8, 2024; Section 5.022 annexed land, 5.023 public sewerage, Article VII floodplain) (PDF) (accessed 2026-10-15)
  8. Burns Subdivision Regulations (adopted June 28, 2010, amended October 22, 2018) (PDF) (accessed 2026-10-15)
  9. Churches and Schools - Town of Burns, TN (accessed 2026-10-15)
  10. ZIP Code 37029, Burns, TN - ZIP-Codes.com (Census land area, county, 2020 Census and 2024 ACS figures) (accessed 2026-10-15)
  11. 37029 ZIP Code Profile (Burns) - HometownLocator (2020-2024 ACS; database updated March 1, 2026) (accessed 2026-10-15)
  12. Register of Deeds - Dickson County, Tennessee (accessed 2026-10-15)
  13. County Trustee - Dickson County, Tennessee (accessed 2026-10-15)
  14. Assessor of Property - Dickson County, Tennessee (accessed 2026-10-15)
  15. Adequate Facilities Tax - Dickson County Planning & Zoning (PDF) (accessed 2026-10-15)
  16. Zoning Resolution, Dickson County, Tennessee (adopted October 27, 1988, last amended June 24, 2024) (PDF) (accessed 2026-10-15)
  17. Subdivision Regulations of Dickson County, Tennessee (PDF) (accessed 2026-10-15)
  18. Minutes, Dickson County Commission, Special Called Session, June 2, 2025 (Resolution 06-2025-02, tax levy) (PDF) (accessed 2026-10-15)
  19. Minutes, Dickson County Commission, July 21, 2025 (quitclaim of the Burns property at Highway 47 and Maple Grove Street) (PDF) (accessed 2026-10-15)
  20. Minutes, Dickson County Commission, August 17, 2026 (Resolution 08-2026-03, Montgomery Bell Pointe roads) (PDF) (accessed 2026-10-15)
  21. Water Authority of Dickson County (accessed 2026-10-15)
  22. Availability, Start, Stop, or Reconnect Service - Water Authority of Dickson County (accessed 2026-10-15)
  23. Septic System Permits (SSDS record search) - Tennessee Department of Environment and Conservation (accessed 2026-10-15)
  24. Hickory Cove, Burns, TN 37029 - DSLD Homes (accessed 2026-10-15)
  25. Zoning Information - Dickson County School District (accessed 2026-10-15)
  26. Greenbelt - Tennessee Comptroller of the Treasury, State Board of Equalization (accessed 2026-10-15)
  27. Transfer Tax - County Technical Assistance Service (CTAS), University of Tennessee (accessed 2026-10-15)
  28. Tenn. Code Ann. 67-1-701 - Property taxes payable the first Monday in October (Justia) (accessed 2026-10-15)
  29. Tenn. Code Ann. 67-5-2010 - Interest on delinquent property taxes from March 1 (Justia) (accessed 2026-10-15)
  30. RF401 Purchase and Sale Agreement, Tennessee REALTORS (version 01/01/2026) (accessed 2026-10-15)
  31. FEMA Flood Map Service Center (accessed 2026-10-15)
  32. Tenn. Code Ann. § 23-3-103(a) - Unauthorized practice of law (2025 code) (accessed 2026-10-04)
  33. Tenn. Code Ann. § 67-4-409(a) - Realty transfer tax, paid by the grantee (accessed 2026-10-04)
  34. Middle Tennessee closing custom, as Vanderpool Law sees it across more than 15,000 closings (the contract controls in every case)
  35. National Association of REALTORS - settlement FAQs (practice changes effective August 17, 2024) (accessed 2026-10-04)

This page is general information about Burns, Tennessee, not legal advice, and no attorney-client relationship exists until an engagement letter is signed. Figures are as of the dates shown and change.