Best title company in Eagleville, Tennessee?

The truth about a title company

Every title company in Tennessee issues the same policy at the same rate filed with the state. The settlement fee runs about the same from office to office, usually $500 to $900. What varies is care and speed, and some of the offices in and around Eagleville are very good at both. But none of them can tell you what your contract means, what to do when the seller skips the repair or the earnest money is in dispute, or whether to sign. The law forbids it.

What the Tennessee legislature said about it

The Paradox: Tennessee law protects your right to choose who closes your real estate deal. Tennessee law also says a title company cannot practice law or give legal advice.

The Result: use that right to choose a title company, and you have put the biggest and most important legal and financial transaction most people will ever have in their lives in the hands of an office that is forbidden from advising you or protecting your interests.

This is the confusing part for the consumer. There is an attorney in most of these offices. You see a lawyer at the closing table and think, I have legal representation. You don't. The reason you don't is that the Tennessee legislature said you can't: a company cannot practice law, and the lawyer who works for a company represents the company. "Attorney-owned," "attorney-led" and "attorney-supervised" describe the business, not you.

How Vanderpool Law is different

The question to ask is who at this table is allowed to be on my side. At a title company, no one. At Vanderpool Law and Title Services, we can, and we frequently do. We have helped more than 15,000 people all over Tennessee navigate the tricky legal and financial situations that arise in everyday residential and commercial real estate transactions. There is very little we haven't seen. We do the title work, we close for the same fee a title company charges, and we represent you. Eagleville is about thirty minutes southeast of our Franklin office, out Highway 96, and we have closed there many times.

We have done this before. We know that convenience is a primary consideration when the closing office is not around the corner, so we make it convenient. We have mobile notaries who come to your kitchen table. In most cases, depending on your particular situation and your lender, you can close with a remote online notary, which works like a Zoom call except that you are signing. And in special cases we come to you ourselves. Distance is a logistics problem, not a representation problem.

At a title company there is a reason you never get an engagement letter: you are not represented. At Vanderpool Law you are, and it says so in writing. Sending us a contract does not make you our client; an engagement letter does. The reason is simple. You have a lawyer on your side, not one who works for a title company.

Closing in Eagleville

In Eagleville, the house may drain to the city sewer, to a STEP tank that sits on your lot under the utility's easement, or to a private septic field - and in a tract the city has taken up, the bedroom count can be tied to STEP capacity - so ask which one you are buying before you sign.

Maybe it is a house on Highway 99, or a few acres off Allisona Road, and the contract is signed or about to be. It is the Tennessee REALTORS form, written for every town in the state, and it has nothing to say about this one. It will not tell you where the drain line ends, which county the parcel sits in, or what the city has been asked to allow on the open land across the road. In Eagleville each of those can change what the place is worth to you, and each has an answer you can get while the contract still has room to move.

Bring an Eagleville address to Vanderpool Law before you sign, and the first questions are the ones this town turns on: city sewer, STEP or septic, which county the parcel is really in, and whether it lies inside the city limits.

Buying in a section the city has taken up along College Grove Road, ask, and Vanderpool Law reads the zoning criteria, the association papers and the utility arrangement next to the contract while there is still time to ask for changes.

Your Eagleville deed goes to the Rutherford County Register in Murfreesboro even though our office is across the line in Franklin, so a lot near the county line gets checked for which county it is really in before anything is drafted.

Downtown and Main Street (Highway 41A). If you are buying a building on Main Street to change it, know that the city treats Highway 41A from about Church Street to Cheatham Springs Road as downtown, zoned C-1, and its design guidelines call for buildings of two stories or less. Any significant change to the outside goes through design review, so ask before the plan becomes part of your price.

County: Rutherford County - Eagleville is a city with its own City Hall, but deeds, tax bills and probate go through the county seat, Murfreesboro. Where your deed records: Heather Dawbarn, 319 N. Maple Street, Room 133, Murfreesboro, TN 37130 - Monday to Friday, 8:00 to 4:00.

The full local guide, with its sources, is our Eagleville page.

How we can help you

Before you sign or after, every buyer and every seller gets four complimentary services: contract review, a preliminary title search, a preliminary settlement statement, and a savings check. All you have to do is ask. Send us the contract and see your settlement statement in about five minutes; then talk it over with Jim Vanderpool, who answers your questions as your lawyer, complimentary. When you decide to hire us, the engagement letter says what we do for you and what it costs, which is the fee a title company charges.

The questions behind the search